/* GKL – neue Startseite (Entwurf). Ergänzt style.css, keine externen Schriften. */
:root{
  --serif: "Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,"Times New Roman",serif;
  --head: "Avenir Next","Avenir","Segoe UI","Helvetica Neue",Arial,sans-serif;
  --gold: #c9965a;
  --ink: #15162a;
}
.home h1,.home h2,.home h3{font-family:var(--head);letter-spacing:-.01em}
.home section{padding:88px 0}
.over{display:block;font-family:var(--head);font-size:.78rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--accent);margin:0 0 14px}
.over .n{color:var(--ink);margin-right:.5em}
.dark .over,.over.on-dark{color:var(--gold)}
.dark .over .n,.h-about .over .n{color:#fff}

/* Hero */
.h-hero{position:relative;color:#fff;min-height:min(84vh,780px);display:flex;align-items:center;padding:90px 0 190px;
  background:radial-gradient(900px 560px at 82% 38%,#3c3f72 0%,#262850 42%,transparent 75%),linear-gradient(135deg,#15162a 0%,#1d1e3a 55%,#262850 100%);isolation:isolate;overflow:hidden}
.h-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,rgba(21,22,42,.55),transparent 40%)}
.h-peg{position:absolute;z-index:-1;right:max(2vw,calc((100vw - 1140px)/2 - 40px));top:50%;width:min(34vw,470px);height:auto;transform:translateY(-42%);opacity:.9;filter:drop-shadow(0 20px 50px rgba(0,0,0,.45))}
.h-hero .claim{font-family:var(--head);font-size:.8rem;font-weight:700;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);margin:0 0 22px;display:flex;align-items:center;gap:14px}
.h-hero .claim::before{content:"";width:46px;height:1px;background:var(--gold)}
.h-hero h1{color:#fff;font-size:clamp(2.2rem,5vw,3.7rem);line-height:1.1;max-width:12.8em;font-weight:600;text-wrap:balance;margin:0 0 22px}
.h-hero h1 em{font-style:normal;color:var(--gold)}
.h-hero .lead{font-family:var(--serif);font-size:clamp(1.1rem,1.8vw,1.35rem);line-height:1.6;color:#e6e6f0;max-width:30em;margin:0}
.h-hero .hero-actions{margin-top:34px}
.h-hero .btn{padding:15px 28px;border-radius:999px}
.h-hero .rating{margin-top:30px}

/* 3 Karten überlappend */
.h-trio{padding:0!important;margin-top:-92px;position:relative;z-index:2}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-radius:18px;overflow:hidden;box-shadow:0 24px 60px rgba(21,22,42,.22)}
.trio article{background:#fff;padding:38px 34px 40px}
.trio article.mid{background:linear-gradient(160deg,#2a2c4a,#15162a);color:#fff;position:relative}
.trio article.mid::after{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,#a8743f,#e6c18f,#a8743f)}
.trio h3{margin:0 0 10px;font-size:1.3rem}
.trio article.mid h3{color:#fff}
.trio p{margin:0;color:var(--muted)}
.trio article.mid p{color:#d8d8e6}
.trio .no{font-family:var(--head);font-size:.8rem;letter-spacing:.2em;font-weight:700;color:var(--accent);display:block;margin-bottom:14px}
.trio article.mid .no{color:var(--gold)}

/* Statement / Zitat */
.h-quote{background:radial-gradient(1100px 520px at 78% 0%,#3a3d6e 0%,#23254a 38%,#15162a 78%);color:#fff;text-align:center;position:relative;overflow:hidden}
.h-quote::before{content:"“";position:absolute;left:50%;top:18px;transform:translateX(-50%);font-family:var(--serif);font-size:15rem;line-height:1;color:rgba(201,150,90,.16);pointer-events:none}
.h-quote blockquote{margin:0 auto;max-width:900px;position:relative}
.h-quote p{font-family:var(--serif);font-size:clamp(1.5rem,3.3vw,2.4rem);line-height:1.38;color:#fff;margin:0 0 26px;text-wrap:balance}
.h-quote cite{font-family:var(--head);font-style:normal;font-size:.8rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--gold)}

/* Versicherungs-Karten mit Bild */
.h-ins .section-head{max-width:720px}
.h-ins h2,.h-app h2,.h-book h2,.h-about h2{font-size:clamp(1.8rem,3.6vw,2.7rem);margin:0 0 16px;font-weight:600}
.ins-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:40px}
.ins{display:flex;flex-direction:column;background:#fff;border:1px solid var(--border);border-radius:16px;overflow:hidden;text-decoration:none;color:inherit;transition:transform .25s,box-shadow .25s}
.ins:hover{transform:translateY(-6px);box-shadow:0 22px 44px rgba(21,22,42,.16);color:inherit}
.ins .ph{aspect-ratio:16/11;overflow:hidden;background:#d9dde5}
.ins .ph img{width:100%;height:100%;object-fit:cover;transition:transform .6s}
.ins:hover .ph img{transform:scale(1.06)}
.ins .tx{padding:20px 22px 24px;display:flex;flex-direction:column;flex:1}
.ins h3{margin:0 0 6px;font-size:1.12rem}
.ins p{margin:0 0 14px;color:var(--muted);font-size:.95rem;line-height:1.5}
.ins .more{margin-top:auto;font-family:var(--head);font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-dark)}
.ins.calc .ph{display:grid;place-items:center;background:linear-gradient(135deg,#2a2c4a,#15162a);color:var(--gold);font-size:3.2rem}

/* App */
.h-app{background:linear-gradient(180deg,var(--bg-soft),#fff)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.h-app .lead,.h-book .lead,.h-about .lead{font-family:var(--serif);font-size:1.2rem;line-height:1.65;color:var(--text)}
.h-app .shot{position:relative;border-radius:24px;background:radial-gradient(circle at 60% 40%,#3a3d6e,#15162a 75%);padding:34px 24px 26px;overflow:hidden;box-shadow:0 30px 60px rgba(21,22,42,.25)}
.h-app .shot img{width:100%;max-width:560px;margin:0 auto}
.facts{list-style:none;padding:0;margin:26px 0 30px}
.facts li{padding:12px 0 12px 34px;border-top:1px solid var(--border);position:relative;margin:0}
.facts li:last-child{border-bottom:1px solid var(--border)}
.facts li::before{content:"";position:absolute;left:4px;top:19px;width:10px;height:10px;border-radius:50%;background:var(--accent)}

/* Über mich */
.h-about{background:var(--ink);color:#e6e6f0;position:relative;overflow:hidden}
.h-about h2{color:#fff}
.about{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:0}
.about .pic{position:relative;min-height:460px;border-radius:18px;background:radial-gradient(circle at 30% 30%,#3a3d6e,#23254a 55%,#15162a);display:grid;place-items:center;overflow:hidden}
.about .pic img{width:62%;opacity:.95}
.about .pic .tag{position:absolute;left:18px;bottom:16px;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:#b8b9d6;background:rgba(0,0,0,.28);padding:6px 12px;border-radius:99px}
.about .box{margin-left:-70px;position:relative;background:rgba(21,22,42,.88);backdrop-filter:blur(2px);border:1px solid var(--gold);padding:46px 48px;border-radius:6px}
.about .box .lead{font-family:var(--serif);font-size:1.18rem;line-height:1.65;color:#e6e6f0}
.about .btn{margin-top:8px}
.h-about .over{color:var(--gold)}

/* Buch */
.book{display:grid;grid-template-columns:.7fr 1.3fr;gap:64px;align-items:center}
.book .cover{border-radius:6px;box-shadow:0 26px 60px rgba(21,22,42,.32);max-width:330px;margin:0 auto;transform:rotate(-2.5deg);transition:transform .35s}
.book .cover:hover{transform:rotate(0)}
.book small{display:block;margin-top:14px;color:var(--muted)}

/* Zahlenleiste */
.h-stats{background:linear-gradient(135deg,#a8743f,#c9965a 55%,#a8743f);color:#fff;padding:54px 0!important}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;text-align:center}
.stats .num{display:block;font-family:var(--head);font-size:clamp(2.2rem,5vw,3.4rem);font-weight:700;line-height:1;color:#fff}
.stats-claim{text-align:center;font-family:var(--head);font-size:clamp(1.5rem,3.6vw,2.4rem);font-weight:700;color:#fff;margin:0 0 34px;line-height:1.2}
.stats.txt .num{font-size:clamp(1.25rem,2.4vw,1.8rem);line-height:1.2}
.stats .lbl{display:block;margin-top:10px;font-family:var(--head);font-size:.76rem;letter-spacing:.18em;text-transform:uppercase;color:#fff;opacity:.92}

/* Region + CTA */
.h-region .card{box-shadow:none}
.h-cta{padding-top:0!important}
.h-cta .cta-band{border-radius:20px;background:radial-gradient(900px 400px at 85% 0,#3a3d6e,#23254a 50%,#15162a);padding:56px}
.h-cta .btn,.h-hero .btn{border-radius:999px}

/* Animation */
.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .8s ease,transform .8s ease}
.js .reveal.in{opacity:1;transform:none}
.js .reveal.d1{transition-delay:.1s}.js .reveal.d2{transition-delay:.2s}.js .reveal.d3{transition-delay:.3s}
@media (prefers-reduced-motion:reduce){.js .reveal{opacity:1;transform:none;transition:none}.ins .ph img,.book .cover{transition:none}}

@media (max-width:1050px){.ins-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:900px){
  .home section{padding:60px 0}
  .h-hero{padding:70px 0 170px;min-height:0}
  .h-peg{width:92vw;right:-18vw;top:auto;bottom:70px;transform:none;opacity:.16}
  
  .trio{grid-template-columns:1fr}
  .split,.book{grid-template-columns:1fr;gap:34px}
  .about{grid-template-columns:1fr}
  .about .pic{min-height:300px}
  .about .box{margin:-48px 14px 0;padding:32px 26px}
  .stats{grid-template-columns:repeat(2,1fr);row-gap:34px}
  .h-cta .cta-band{padding:34px 26px}
}
@media (max-width:560px){.ins-grid{grid-template-columns:1fr}.h-quote::before{font-size:9rem}}
.about>*,.split>*,.book>*{min-width:0}
.home{overflow-x:clip}
@media (max-width:560px){
  .h-hero h1{font-size:clamp(1.75rem,8.2vw,2.2rem)}
  .h-hero .claim{letter-spacing:.2em;font-size:.72rem}
  .ins-grid{grid-template-columns:repeat(2,1fr);gap:12px}
  .ins .tx{padding:12px 12px 14px}
  .ins h3{font-size:.98rem}
  .ins p{font-size:.82rem;margin-bottom:10px}
  .ins .more{font-size:.68rem;letter-spacing:.08em}
  .ins .ph{aspect-ratio:4/3}
}
.home .h-hero{padding:90px 0 190px}
@media (max-width:900px){.home .h-hero{padding:64px 0 170px}}

/* Laufband Versicherer (reines CSS, pausiert bei Hover, respektiert "weniger Bewegung") */
.home .h-logos{padding:44px 0 40px;background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.logos-cap{font-family:var(--head);font-size:.78rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--muted);text-align:center;margin:0 0 24px}
.logos-note{font-size:.82rem;color:var(--muted);text-align:center;margin:20px 0 0}
.marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.mq-track{display:flex;width:max-content;animation:mq 70s linear infinite}
.marquee:hover .mq-track{animation-play-state:paused}
.mq-list{display:flex;align-items:center;gap:0;margin:0;padding:0;list-style:none}
.mq-list li{padding:0 34px;display:flex;align-items:center;height:56px}
.lg-name{font-family:var(--head);font-weight:700;font-size:1.35rem;letter-spacing:.02em;color:#8a8ea0;white-space:nowrap;transition:color .25s}
.mq-list li:hover .lg-name{color:var(--ink)}
.mq-list img{height:34px;width:auto;max-width:190px;object-fit:contain;filter:grayscale(1);opacity:.65;mix-blend-mode:multiply;transition:filter .25s,opacity .25s}
.mq-list img.tall{height:50px}
.mq-list li:hover img{filter:none;opacity:1}
@media (max-width:640px){.mq-list img{height:28px}.mq-list img.tall{height:40px}}
@keyframes mq{to{transform:translateX(-50%)}}
@media (prefers-reduced-motion:reduce){.mq-track{animation:none;width:auto;flex-wrap:wrap;justify-content:center}.mq-list[aria-hidden="true"]{display:none}.marquee{-webkit-mask-image:none;mask-image:none}.mq-list{flex-wrap:wrap;justify-content:center}}
@media (max-width:640px){.mq-list li{padding:0 22px}.lg-name{font-size:1.1rem}.mq-track{animation-duration:50s}}

/* Reihenfolge 07.10.: Zahlen+Laufband oben, Buch ganz unten */
.h-trio{padding-bottom:56px!important}
.h-cta + .h-book{background:var(--bg-soft)}